When you are a straight white couple shopping for a home, it's safe to say that you don't typically have to worry about prejudices. However, if you are a gay couple, then the home buying process may be a lot trickier, unfortunately. Because buying a house may be one of your biggest investments, you want to make sure that you're being treated as fairly as possible. To help you take care of yourself and your needs, this article will list a few things that you can do.
1. Work With a Gay Real Estate Agent
When you work with a gay or gay-friendly real estate agent, they are more likely to know the laws regarding your civil rights and what is and what is not acceptable. So, while a straight real estate agent may know some things regarding your rights, gay real estate agents are more likely to know more and want you to avoid unnecessary prejudices. Just make sure that you work with a real estate agent who has adequate experience so you know that they are familiar with all of the laws and regulations.
Additionally, when you work with a gay real estate agent, they will typically be familiar with areas that have a large gay population which may be appealing to you. By being surrounded by people who are similar to you, it can make everyday life and raising a family a whole lot easier because you will have a good community around you.
2. Work With a Trusted Loan Agency
Qualifying for a loan typically only requires that you have good credit, low debt to income ratio, and a good job. As long as you have these things in place, you should qualify for a good loan at a really good interest rate, but sometimes lenders may not have your best interest at heart simply because you are gay. Make sure that you work with a trusted loan agency that has your back and that won't discriminate against you. To help find a good loan agency, ask your gay realtor who they work with and who they recommend.
If you are interested in learning a little bit more about how you can keep your best interests at hand when you are in the process of buying real estate then reach out to a gay real estate agent near you and see if they can help you.